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Personal Accounts are for use by individuals only and cannot receive credit card payments. Personal Accounts include all of our Core Features
Premier Accounts are for members who have a high transaction volume, need to accept credit card payments, or would like access to our special features
Can I downgrade my account? If you downgrade your account, you will lose access to all of PayPal's Premium Features, including: * The ability to accept credit card payments * Access to our Customer Service hotline, open 7-days-a-week, from 04:00 PDT to 22:00 PDT * Coverage under PayPal's Seller Protection Policy * The ability to create PayPal Shopping Cart buttons * Instant access to the funds in your PayPal account with the PayPal ATM/Debit CardIf you would still like to downgrade to a Personal account, click here. Please choose 'My Account Profile' and 'Downgrade Account' as the Topic and Subtopic for your message. Note: If you are doing business online you are required to have a Premier or Business account. In addition, no fees will be refunded.
I downgraded my account in the past. Can I downgrade it again? No. Members are permitted to downgrade their account from a Business/Premier Account to a Personal Account once.