Se o paypal pode parecer arrogante na forma como limita as contas:
"PayPal, at its sole discretion, reserves the right to close an account at any time for any reason, including but not limited to a violation of this Agreement, upon notice to the User and payment to the User of any unrestricted funds held in custody."
... também tenho a certeza que muitas vezes a culpa é do utilizador.
Alguns dos "limitados" e "não limitados" já se deu ao luxo de ler os TOS? (Eu já não lia há muito...)
- a troca de "paypal por transferência bancária" pode dar em conta bloqueada;
- vender um produto MMO pode dar em conta bloqueada;
- vender um produto e automaticamente o comprador ficar afiliado do mesmo pode dar em conta bloqueada;
- fazer login na conta a partir de um país não permitido pode dar em conta bloqueada;
- movimentos fora do normal podem dar em conta bloqueada;
etc.
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* Reports of unauthorized or unusual credit card use associated with the account including, but not limited to, notice by the card issuing bank;
* Reports of unauthorized or unusual bank account use associated with the account;
* Complaints received regarding non-shipment of merchandise, non-delivery of services, merchandise not as described, or problems with merchandise shipped;
* Initiation by a buyer of a reversal process through the buyer's issuing bank without first pursuing the Buyer Complaint process described below;
* Receipt of potentially fraudulent funds;
* Excessive disputes or reversals, or attempts to "double dip" by receiving funds in a dispute both from PayPal and through a reversal or a refund from the seller;
* Refusal to cooperate in an investigation or provide confirmation of identity when requested;
* Initiation of transactions considered to be cash advances or assisting in cash advances;
* Sending unsolicited email or posting referral links on websites where they are not permitted;
* Opening multiple Personal accounts;
* The account has been used in or to facilitate fraudulent activity;
* Violations of this User Agreement;
* Name on the bank account associated with the PayPal account does not match the name on the PayPal account;
* Return of an incoming Electronic Funds Transfer for insufficient funds in the bank account, incorrect bank routing number, or incorrect bank account number;
* Use of an anonymizing proxy;
* Participating in prohibited transactions and activities, including but not limited to multi-level marketing programs, gifting clubs and other pyramid schemes, and listing items for sale that have a delayed delivery date of 20 days or more after the transaction list, and other activities that are prohibited in Part II of this Agreement;
* Reports from credit agencies of a high level of risk;
* Receipt by PayPal of excessive complaints regarding your account, business or service; and/or
* Logging in from a country not included on PayPal's permitted countries list.